Capital for commercial tire shop growth — Tire Shop Financing
We connect independent tire shop owners with lenders for machinery, inventory, and facility upgrades.
Soft credit check does not impact your score.
- Tire balancer
- Wheel alignment rack
- Shop bay expansion
- Tire casing inventory
- Commercial lift capacity
- Equipment lease-to-own
- Shop working capital
- Service center revenue
Commercial tire shop equipment and working capital financing
Financing options matched to your situation, in one place.
- EQUIPMENT Commercial tire machines Finance new changers, balancers, and alignment racks for 2026 operations.
- CAPITAL Working capital loans Cover payroll, technician training, or seasonal inventory surges with ease.
- LEASE Lease-to-own programs Acquire heavy-duty lifts and service tools without large upfront cash outlays.
- EXPANSION Shop facility upgrades Renovate bays or expand your storage area to accommodate more truck traffic.
- $10K–$500K Available funding range
- 24–48 hours Typical approval speed
- 1 soft pull Credit impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Direct industry focus
- Lenders understand the specific ROI of tire service equipment.
- We know the difference between retail passenger and truck services.
Speed and transparency
- Get clear terms without hidden administrative fees.
- Funding occurs in days, not weeks, to keep your shop moving.
Credit flexibility
- Historical credit issues do not automatically disqualify you.
- Lenders evaluate your shop's recent revenue and cash flow health.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Limited credit history
Banks often reject shops with less than five years of audited tax records.
Used equipment concerns
Standard lenders frequently refuse to finance older tire machines or tools.
Collateral gaps
Traditional loans often require real estate equity you may not possess.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Independent shop owner
Purchase of two high-speed commercial tire balancers to handle heavy truck volume.
Service center manager
Bulk purchase of winter tire inventory and extra rubber stock for seasonal rush.
Automotive shop operator
Renovation of two service bays to install floor-mounted heavy-duty lift systems.
Small fleet service shop
Repairing critical shop tools and updating the digital wheel alignment software.
Need business management software?
Running a high-volume tire shop requires accurate tracking. We also partner with companies offering inventory and service scheduling platforms tailored for automotive repairs.